As barndominiums grow in popularity and wood stoves remain a staple heating source in rural homes, we’re seeing more of both on our farm...

Understanding the differences between unfinished, partially finished, and fully finished basements is essential for accurately assessing...

What Is Human Trafficking? Human trafficking can be defined as using force, fraud, or coercion to exploit people for labor, services, or...

As part of our ongoing efforts to improve risk assessment and underwriting accuracy, we now require inspections on both new business and...

The amount of insurance on a home should be based on its replacement cost, or the cost to rebuild, not the amount it would sell for on...

ACCORDING TO MOTUS RESEARCH, 68% OF COMPANIES REPORTED RECENT ON-THE-JOB ACCIDENTS IN COMPANY OWNED VEHICLES AND 41% OF COMPANIES...

‘Tis the season! OK, maybe it’s not that season yet, but it is the season for adults and children to visit farms. Some visitors are...

Inflation has made all of us well aware that prices are high. The price of gas, the price of services, the price of nearly everything,...

Farmers everywhere are preparing for a busy planting season! Are your customers maintaining their equipment or are they purchasing new,...

Providing the right commercial auto coverage can be challenging especially considering the fact that many times the vehicles are not used...

The National Insurance Crime Bureau indicates a 24% increase in vehicles stolen compared to pre-pandemic levels As the nation recovers...

51.6% of businesses in America are operated from the home Working out of the home has been a part of American culture for generations....

Many towns and cities are beginning to succumb to aging infrastructure, specifically to underground utilities. Now more than ever,...

WHAT IS SOCIAL INFLATION? We have been hearing about it for years. But what exactly is it and what are the implications to the insurance...

Functional Replacement Cost: The cost of acquiring another item of property that will perform the same function with equal efficiency,...

Dairy farmers today face unique property and liability exposures including costly buildings and sophisticated equipment as well as risks...

From tools to trailers, we have your landscapers covered! They've built their business from the ground up and we're proud to offer our...