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Honing in on HNOA Coverage
ACCORDING TO MOTUS RESEARCH, 68% OF COMPANIES REPORTED RECENT ON-THE-JOB ACCIDENTS IN COMPANY OWNED VEHICLES AND 41% OF COMPANIES...

Nichole Dickerson, CIC
Jan 103 min read
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Fall Agritainment Considerations
‘Tis the season! OK, maybe it’s not that season yet, but it is the season for adults and children to visit farms. Some visitors are...
Amy Casey
Nov 12, 20242 min read
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Entrusting the E2Value Estimator
Inflation has made all of us well aware that prices are high. The price of gas, the price of services, the price of nearly everything,...
Amy Casey
Nov 12, 20243 min read
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Farm Property 101: Tracking Inventory and Scheduling Property
Farmers everywhere are preparing for a busy planting season! Are your customers maintaining their equipment or are they purchasing new,...

Molly Beckford
Aug 20, 20242 min read
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Commercial Auto Underwriting: Sealing Common Coverage Gaps
Providing the right commercial auto coverage can be challenging especially considering the fact that many times the vehicles are not used...
Pam Nykaza, AVP - Research & Development
Aug 19, 20244 min read
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Commercial Auto Underwriting: Sealing Common Coverage Gaps
Providing the right commercial auto coverage can be challenging especially considering the fact that many times the vehicles are not used...
Pam Nykaza, AVP - Research & Development
Sep 30, 20234 min read
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Increasing Fraud with Economic Decline
The National Insurance Crime Bureau indicates a 24% increase in vehicles stolen compared to pre-pandemic levels As the nation recovers...

Ann Kriens
Mar 31, 20232 min read
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Is Your Customer's Side Gig Causing a Coverage Gap?
51.6% of businesses in America are operated from the home Working out of the home has been a part of American culture for generations....
Pam Nykaza, AVP - Research & Development
Dec 31, 20224 min read
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Backing Up Your Insureds with Buried Utility Lines Coverage
Many towns and cities are beginning to succumb to aging infrastructure, specifically to underground utilities. Now more than ever,...
Cathy Burhenn
Dec 31, 20222 min read
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Understanding and Responding to Social Inflation
WHAT IS SOCIAL INFLATION? We have been hearing about it for years. But what exactly is it and what are the implications to the insurance...
Pam Nykaza, AVP - Research & Development
Mar 31, 20223 min read
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Let's Talk About Functional Replacement Cost
Functional Replacement Cost: The cost of acquiring another item of property that will perform the same function with equal efficiency,...

Kate Rosenwinkel
Dec 31, 20213 min read
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Insuring Dairy Operations
Dairy farmers today face unique property and liability exposures including costly buildings and sophisticated equipment as well as risks...
Pam Nykaza, AVP - Research & Development
Sep 30, 20213 min read
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Landing Landscaper Contractor Clients
From tools to trailers, we have your landscapers covered! They've built their business from the ground up and we're proud to offer our...

Kate Rosenwinkel
Mar 31, 20213 min read
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